Here is my DD Morgan's card for the following Challenge:
Kona Kids - Die Cut, Punch, or Cut - She used the die cut Cricut letters
Stitchy Bear Kids - Christmas
She used the Cocoa Christmas digi from Sweet 'n Sassy, and colored with colored pencils. She used some PP from Imaginisce for the Cricut cut letters. She added the little snowflake eyelets, and hand drew the little tree in the corner.